Power of Compounding
See how your money grows exponentially over time through the magic of compound interest. Perfect for investments, savings, crypto staking, and passive income strategies.
Calculator
Projection
Final Balance
$0
Total Invested
$0
Interest Earned
$0
| Year | Balance | Interest | Invested |
|---|
Understanding Compound Interest
The Snowball Effect
Compound interest means earning interest on your interest. Over time, this creates exponential growth as your earnings generate their own earnings.
Time is Your Ally
The longer your money compounds, the more dramatic the growth. Starting early can make a huge difference, even with smaller contributions.
Applications
This works with savings accounts, investments, crypto staking rewards, dividend reinvestment, and any scenario where earnings are reinvested.
Real World Examples
High-Yield Savings (3% APY):
$10,000 becomes $18,061 in 20 years with no additional contributions.
Stock Market (7% avg return):
$500/month becomes $1.1 million in 40 years.
Crypto Staking (10% APY):
$5,000 becomes $33,637 in 20 years with no additional contributions.